You don’t indulge on reckless spending habits.
You don’t welcome in problematic people into your life.
You know when it’s time to check out the bad friends/family members.
You know how to stick to your own values while keeping an open mind.
You pay your bills on time, you balance your finances, you maintain your job.
You don’t date anyone that doesn’t meet any of your standards, weeding out potential bottom feeders/gold diggers.