Want to preface this by saying I’m young, no kids, and not married.
An apartment. It breaks, it’s on the landlord, no taxes on it, no bullshit liabilities, it’s cheaper, and I’m not tethered by the domicile if I want to leave or have to move.
I’m sure I’ll change my tune as I settle down with a family, but for now, an apartment is better in every conceivable manner for me.