Mar 4, Standard Bank Manager, Credit Evaluation – Growth Portfolio Jobs in South Africa

Job Description

Assessment and evaluation of lending applications for clients (individuals and small to medium businesses) based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bank’s risk appetite parameters.

This will include the spectrum of lending products available to Enterprise and Growth including specialised lending, trade finance, debtors finance, commercial property finance, agriculture and others. Support business partners in understanding and meeting client lending needs.

The jobholder may operate in one or more of the segments as required by business needs.

Qualifications

Type of Qualification: BCom or Finance degree

Field of Study: Business Commerce

Type of Qualification: First Degree

Field of Study: Finance and Accounting. An agricultural degree would be an advantage.

Experience Required

Credit Risk-BCC

Risk & Corporate Affairs

3-4 years

Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

How to Apply

For more information and job application details, see; Standard Bank Manager, Credit Evaluation – Growth Portfolio Jobs in South Africa

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