NFT Consult Credit Manager Jobs in Uganda
About the Role
The Credit Manager role requires a leader with outstanding analytical reporting and problem solving abilities alongside team management skills. Being a key member of the leadership team, you will be responsible for:
Country credit models, strategies and teams
Leading reporting, providing reliable and accurate credit risk management advice
Developing internal control procedures to increase efficiency of operations and minimize business exposure
The role requires you to have competency in managing PAY-AS-YOU-GO credit models, assessing credit risk, managing administrative and field teams, preparing reports and ensuring regulatory compliance.
Duties and Responsibilities
Financial & Operational Strategy:
Create, monitor and refine and country credit strategies to manage risk and drive sustainable growth of the portfolio
Own the implementation of credit models to be used by the business, including but not limited to bad debt modeling and predictive loss rate models
Identify, quantify, and evaluate credit risks owning PAR30, RAR, collections and FPD performance
Portfolio Performance Reporting
Provide quality analysis for regular and ad-hoc credit performance reporting at portfolio, product or customer-level(s), including management reporting on PAR30, RAR, collections and FPD
Provide insights on deviations to budget, commentary on periodic performance to support the Head of Credit with strategic insights to help the business maintain excellent portfolio health
Work closely with department heads to understand monthly expenses (BvA), monitor spending and drive efficiencies
Coordinate with the Global Team to benchmark, analyze and report on credit performance and trends
Tax, Legal and Regulatory Compliance
Keep abreast of changes in relevant legal and regulatory environment and communicates major changes to the Head of Credit
Ensure company compliance for all financial record control including credit contracts
Governance & Risk
Internal control maintenance, identification, profiling and reporting potential risks as well as propose and implement mitigation plans
Evaluate whether credit risk falls within acceptable parameters, approve and recommend appropriate credit facilities including terms or conditions of facilities
Team Leadership and Culture
Deliver results through others through mentorship and coaching of team members and allowing teams to take accountability and ownership of their work
Set and monitor the attainment of departmental KPIs and SLAs, ensuring effective escalation and adoption of the SMART approach as necessary
Ensure performance consequences are taken by team leads in the department i.e. recognize best performers and manage poor performers from time to time through both, formal and informal feedback
Conduct regular check-ins for communication, open feedback sessions and attain team alignment in terms of strategic progress and changes
Assess and monitor the training and development needs in the department owning skill building and capacity development including but not limited to managing recruitment processes and onboarding (30,60,90-day plans) and performance reviews for key staff
Experience, Skills and Qualifications
B.A or B.S in Accounting with MBA or Masters in a quantitative field, including economics, econometrics, data analytics, statistics, credit management or finance preferred.
Fellow of CIMA/ACCA and CPA (U)
Minimum of 5 years progressive leadership and functional experience in an analytical field such as consumer credit, asset finance or data science, with 3+ years of experience leading a Finance function, preferably in the Pay-As-You-Go solar or irrigation industry
Credit, data, and financial analysis skills to effectively evaluate and report on key business performance metrics with a clear understanding of statistics and quantitative methods and best practices
Knowledge of lending business practices and consumer credit in emerging markets strongly preferred.
Team player willing to work with all parts of the business with a track record of managing team OKR’s and/or KPIs in high growth organizations
Proficiency in ERP systems and tools including PowerBI, Excel/Google Sheets, PowerPoint, and Word
How to Apply
For more information and job application details, see; NFT Consult Credit Manager Jobs in Uganda
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