NCBA Manager – Credit Policy – Quality Assurance and Compliance Jobs in Kenya
Job Purpose Statement
The role holder is a member of the Credit Risk Management Team, tasked with:
Review and update of the Group Credit Risk Management Policy
Review of Credit Processes and procedures
Review of Credit product guidelines
Review of credit scoring models
Provide adequate controls over the credit process
Credit Systems analysis.
Credit quality assurance analysis.
Preparation of management reports
Key Accountabilities (Duties and Responsibilities)
Financial
Ensure all activities geared towards achievement of deliverables, are within the set Credit Risk Management Budget.
Internal business processes
Perform periodic/random inspections through
sampling to ensure adherence and compliance to all Credit policies, product guidelines, processes and procedures. Emphasis on adherence to approval standards; as well as on disbursements,
to confirm compliance to approval conditions.
Perform follow-up reviews to determine
appropriate action are taken on reported findings
and that desired results are achieved.
Review the Group Credit Risk Management Policy
to address any emergent issues and incorporate new credit practices and products
Ensures that the necessary controls are in place to address the risks encountered during the credit life cycle from origination, evaluation,
documentation, account management and collections.
Perform risk reviews of product, process and
procedure changes, recommend improvement areas and submit the same for approval under the
group governance standards.
Monitor and regularly review Credit products
performance, processes, documentation and activities to address any emergent issues and
potential risks.
Review and track exceptions to ensure they are
within acceptable standards and are operating
within approved standards.
Monitor logical access to systems and check if
access rights match the individual profiles
Facilitate resolution of credit system issues, working with internal stakeholders to ensure that system gaps, challenges are promptly addressed and
resolved, and desired & viable credit system
improvements are reviewed and implemented.
Coordinates Risk reviews, Internal and External Audits ensuring that all Regulatory and
Compliance issues are tracked and closed on
time for the unit.
Oversee the maintenance of a comprehensive
diary system on follow up of credit compliance
issues.
Provision of monthly and quarterly reports on
activities of line functions to the unit Leadership and the various governance committees and Head office risk.
Training of departmental/business unit staff on general risk, Credit policies, procedures and
regulatory compliance
Customer
Build and maintain positive working relationships with all levels of staff, to ensure effective problem and issue resolution.
Develop a strong team, skills and culture around
within the unit and the stakeholder teams.
Learning and growth
Ensure the credit certification program content is periodically reviewed, stakeholders have been
trained and the content is relevant.
Maintain professional and technical knowledge by
attending and contributing to training programmes,
educational workshops, reviewing professional
publications, establishing personal networks,
participating in professional structures & studies
Be self-driven and directed. Build excellence in coaching, problem solving, Presentation,
communication and writing skills.
Ideal Job Specifications
Academic: Bachelor’s degree from a recognized accredited university. Master’s Degree is an added advantage
Professional: Professional qualification in Credit Management, Banking, Finance or any quantitative discipline is an added advantage.
Desired work experience:
Minimum 7 years working experience in Banking with at least three of those being in Managerial positions in Credit Risk Management.
Working knowledge and effective application of all relevant banking policies, processes, procedures and internal control guidelines to consistently achieve required compliance standards or benchmarks.
Knowledge and experience of bank practices that provide the basis upon which to provide guidance on activities/tasks in a manner that consistently produce high quality of service, drives quality improvements and continuously evolving operational changes.
How to Apply
For more information and job application details, see; NCBA Manager – Credit Policy – Quality Assurance and Compliance Jobs in Kenya
Find jobs in Kenya. Jobs – Kenya jobs. Search our career portal & find the latest Kenyan job positions, career opportunities & jobs in Kenya.
Jobs in Kenya – banking jobs, IT jobs, accounting jobs, NGO jobs, business administration, ICT, UN jobs, procurement jobs, education jobs, hospital jobs, human resources jobs, engineering, teaching jobs, and other careers in Kenya.
Find your dream job from 1000s of vacancies in Kenya posted and updated daily – click here!
Click here to post comments
Join in and write your own page! It’s easy to do. How? Simply click here to return to 3 Best Africa Jobs.
