Mar 4, Standard Bank Head, Regional Credit Jobs in South Africa

Job Description

To lead, develop and manage credit evaluation and credit risk management teams in support of Business, Agri, and Enterprise segments (“the Segments”) asset growth targets for the regions within a province. To comprehensively manage the credit risk of the lending portfolio of “the Segments” for the regions, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite.

Supports and proactively leads the team to support business partners and ecosystem methodology in understanding and meeting client lending needs, ultimately supporting the Universal Financial Services Organisation aspiration. To have overall responsibility for the designated Segments and to champion/sponsor all strategies and processes related thereto.

Qualifications

Type of Qualification: First Degree

Field of Study: Tertiary qualification such as a Business/Legal or Credit degree or similar qualification/ Finance degree preferred

Experience Required

Credit Risk – BCB

Risk & Corporate Affairs

More than 10 years

Credit evaluations experience, preferably across Business, Enterprise and agricultural segments. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes. Previous experience in managing a team responsible for the account management of a lending portfolio from a risk/credit perspective. Previous people management experience. Previous Agri credit experience and/or Structured and Specialised Lending credit experience is an advantage.

How to Apply

For more information and job application details, see; Standard Bank Head, Regional Credit Jobs in South Africa

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